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Annuities

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Annuities are retirement products that can help provide a steady, guaranteed stream of income in retirement. You can contribute to an annuity as part of your retirement strategy alongside any contributions you make to a 401k, IRA, or pension. 


We offer a variety of annuities, each designed to meet different needs, many of which have tax-deferred growth. Whether an annuity has a fixed rate, enables you to invest in the market, or only requires one payment for you to start getting guaranteed income, the right annuity for you depends on your retirement goals.

Financial Representative(s) of The Guardian Life Insurance Company of America® (Guardian), New York, NY. YM Financial is not an affiliate or subsidiary of Guardian. Annuity guarantees are backed exclusively by the strength and claims paying ability of the issuing insurance company.

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